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Prepaid Mastercard with your own IBAN

A great alternative to a debit card: load directly from your IBAN account and pay securely worldwide, online or in person.

What is a Polydirection Prepaid Mastercard?

The Polydirection Prepaid Mastercard card is a great alternative to a credit card. Discover why the Polydirection Prepaid Mastercard has quickly become a leading prepaid Mastercard in Europe.

Load by bank transfer or IBAN

Load your card by bank transfer or via the personal IBAN assigned to your card account — or let others send funds to it directly, free of charge.

No overdraft, no credit checks

No overdraft fees or interest to pay, and no credit checks or lengthy application process — you only ever spend what's already loaded.

Full control of your spending

Keep track of every loading and spend in your client office, with no loss of spending control.

Accepted worldwide

Use it for purchases and ATM withdrawals wherever Mastercard is accepted worldwide.

An alternative to a bank account

A great alternative to a bank account — you can even have your salary paid onto it.

Fast issuance

Provide proof of identity and address and your card will be sent within 24 hours of order confirmation.

In comparison to other prepaid credit cards, Polydirection provides you with an online account that has a personal IBAN assigned to it. Use this IBAN to load your card free of charge – or let others send funds to your account, for example, your employer, friends or relatives. If you want to use a deposit instantly you can load with one of our direct payment methods instead.

For a lot of our customers, the Polydirection Prepaid Mastercard has not only become a great and secure supplement to their existing credit card, more often it replaces their credit card and the card account offers a clever, easy and more convenient alternative to a current account opening.

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Your prepaid credit card with IBAN

The Polydirection Prepaid Mastercard works similarly to the proven prepaid mobile phone cards. First load the desired prepaid funds onto your Polydirection Prepaid Mastercard card account and then, comparable to a credit card with a credit line, use your funds anywhere where Mastercard is accepted, without having to pay interest or penalty fees: You only spend what is available on your Polydirection Prepaid Mastercard without using a credit line as with common credit cards. An overdraft of your credit card or bank account is not possible – manage your money hassle-free.

The Polydirection Prepaid Mastercard is a smart and easy way to manage your money. Instead of carrying around cash, of prestige, security, and comfortability of a golden or black Prepaid Mastercard card. Just load your Polydirection Prepaid Mastercard with funds and use it for all the things you use cash for – worldwide shopping, bill payments, or online. All you will need to do to get your Polydirection Prepaid Mastercard is provide proof of your identity and your address. No credit checks, and no lengthy application process. Your card will be sent 24hrs after order confirmation.