Personal account for private individuals

A personal IBAN account with multi-currency support, SEPA/SWIFT transfers and a Mastercard prepaid card — get paid by your employer, pay bills, and shop online or in person.

Convenient and secure, round the clock

Manage your day-to-day financial needs without compromising your financial security — full access to your account through online and mobile banking, 24/7, regardless of your location.

Multi-currency IBAN

A personal IBAN account to receive salary, transfers and payments.

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SEPA & SWIFT

Send and receive euro and international payments.

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Prepaid Mastercard

Withdraw and spend worldwide from your own IBAN-linked card.

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How does a Polydirection Personal Account work?

1. Register an account

Quick and simple registration for your Polydirection Personal account.

2. Load your account

Load your account using different loading channels.

3. Make international payments

Make SEPA payments or payments via the SWIFT network.

4. Withdraw or pay

Make ATM withdrawals or purchases anywhere Mastercard is accepted.

All you need to get started is to open a Personal account with just a few clicks and complete identity verification to comply with Anti-Money Laundering (AML) and Know Your Client (KYC) requirements.

Apply for Personal